The guidelines for lending are changing making it easier for homeowners that became renters because of a significant credit event to purchase a home again. The wait time to purchase a home using an FHA loan has recently changed for Bankruptcy, Short Sale, Deed-In-Lieu, and Foreclosure and is NO longer 3 years! The new rule offers more flexibility for extenuating circumstances making a home purchase possible in as little as 12 months. FHA is allowing consideration of borrowers who have experienced an Economic Event AND can document: 1) Certain credit impairments were the result of a Loss of Employment or a significant loss of Household Income beyond the borrowers control. 2) The borrower has demonstrated full recovery from the event. 3) The borrower has completed housing counseling. FHA will consider credit scores as low as 620 and there are several city, county, and state programs available to help with down payment assistance! Quit renting and start your new home search today at www.brianrichards.byrdhomegroup.com!
Author:Roxanne Byrd Phone: 360-480-2242 Dated: September 24th 2013 Views: 5,001 About Roxanne: Roxanne Byrd’s specialty is matching buyers to just the right home as well as using her Real Estat...
The Byrd Home Group at Keller Williams Realty strives to provide the highest level of customer service to our clients. Our motto, "Quality, Service, Simplicity and Integrity" is the foundation for each interaction with our clients, service providers and affiliates.
Roxanne Byrd has been in the Real Estate industry for 13 years, and draws from over 22 years of experience in Sales/Marketing, Advertising and Business development.
Our goal is to transition each "Client" to a "Lifetime Partner" where The Byrd Home Group becomes your primary resource of all things Real Estate related.
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By Tara-Nicholle NelsonIn my experience, there’s one fundamenta
"We had the good fortune to meet Roxanne back in 2005 when we were looking for our first home and she did a wonderful job helping us with every aspect of the home-buying process. Such an amazing job that she was the only agent we considered when looking to move again eight years later (and she is the first person we recommend to everyone looking for help in finding a home). Thoughtful, professional, honest, and highly knowledgeable, Roxanne is able to fluidly balance the "gritty" and technical business aspects of her field while genuinely caring about her clients. She's a great person to have in your corner."