The guidelines for lending are changing making it easier for homeowners that became renters because of a significant credit event to purchase a home again. The wait time to purchase a home using an FHA loan has recently changed for Bankruptcy, Short Sale, Deed-In-Lieu, and Foreclosure and is NO longer 3 years! The new rule offers more flexibility for extenuating circumstances making a home purchase possible in as little as 12 months. FHA is allowing consideration of borrowers who have experienced an Economic Event AND can document: 1) Certain credit impairments were the result of a Loss of Employment or a significant loss of Household Income beyond the borrowers control. 2) The borrower has demonstrated full recovery from the event. 3) The borrower has completed housing counseling. FHA will consider credit scores as low as 620 and there are several city, county, and state programs available to help with down payment assistance! Quit renting and start your new home search today at www.brianrichards.byrdhomegroup.com!
Author:Brian Richards Phone: 206-399-5194 Dated: September 24th 2013 Views: 3,926 About Brian: I am a Pacific Northwest native, attending Life Christian Academy and graduating from Peninsula High...
The Byrd Home Group at Keller Williams Realty strives to provide the highest level of customer service to our clients. Our motto, "Quality, Service, Simplicity and Integrity" is the foundation for each interaction with our clients, service providers and affiliates.
Roxanne Byrd has been in the Real Estate industry for 11 years, and draws from over 20 years of experience in Sales/Marketing, Advertising and Business development.
Our goal is to transition each "Client" to a "Lifetime Partner" where The Byrd Home Group becomes your primary resource of all things Real Estate related.
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"We were so lucky when we met Ms. Roxanne Byrd, our agent, when we were interested in a property on short sale.
People say it takes six to nine months to complete the whole sale process especially when it was for a short sale. Actually it took us four months to get final approval from the seller and two lien holders. My family and I are so happy we could move into this new house sooner than we thought.
Roxanne was an excellent Buyer’s Agent. Her coordination and communication skills were ideal. She was always helpful in a timely manner and very supportive of our efforts so that we could have things completed on time. We always depended on her for anything related to the house issues.
We would love to recommend Roxanne to anyone based on our wonderful experience with her expertise. She was always professional and provided positive attitude which was very helpful in our moments of anxiety. We want to thank her from our hearts and let her know that we truly appreciate her efforts.