The guidelines for lending are changing making it easier for homeowners that became renters because of a significant credit event to purchase a home again. The wait time to purchase a home using an FHA loan has recently changed for Bankruptcy, Short Sale, Deed-In-Lieu, and Foreclosure and is NO longer 3 years! The new rule offers more flexibility for extenuating circumstances making a home purchase possible in as little as 12 months. FHA is allowing consideration of borrowers who have experienced an Economic Event AND can document: 1) Certain credit impairments were the result of a Loss of Employment or a significant loss of Household Income beyond the borrowers control. 2) The borrower has demonstrated full recovery from the event. 3) The borrower has completed housing counseling. FHA will consider credit scores as low as 620 and there are several city, county, and state programs available to help with down payment assistance! Quit renting and start your new home search today at www.brianrichards.byrdhomegroup.com!
Author:Roxanne Byrd Phone: 360-480-2242 Dated: September 24th 2013 Views: 5,196 About Roxanne: Roxanne Byrd’s specialty is matching buyers to just the right home as well as using her Real Estat...
The Byrd Home Group at Keller Williams Realty strives to provide the highest level of customer service to our clients. Our motto, "Quality, Service, Simplicity and Integrity" is the foundation for each interaction with our clients, service providers and affiliates.
Roxanne Byrd has been in the Real Estate industry for 13 years, and draws from over 22 years of experience in Sales/Marketing, Advertising and Business development.
Our goal is to transition each "Client" to a "Lifetime Partner" where The Byrd Home Group becomes your primary resource of all things Real Estate related.
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I just wanted to write you to let you know how much I appreciate the outstanding job have done to make this real estate transaction possible for me and my family. I cannot thank you enough for the way you handled everything from beginning to end. Your professionalism and top notch attitude exceeded my expectations. You were always quick to respond with any concern I had and always went out of your way to get answers. You are a very hard worker and you know how to get things done. I felt at ease as a buyer knowing that you always had my best interest in mind. If anyone ever needs a real estate agent I will recommend no one other than Roxanne Byrd! Thanks to you I am enjoying a lovely home with my children and peace of mind. I felt very lucky to have been able to work with you. You are amazing! Thank you, thank you, thank you! :)